- #How to buy applecare for imac upgrade
- #How to buy applecare for imac pro
- #How to buy applecare for imac free
- #How to buy applecare for imac mac
You can pay to extend that protection for longer, which is called AppleCare+. Every Apple device comes with a certain stretch of AppleCare warranty service and phone/chat support for free, typically one year for the warranty and 90 days of phone support. So, answer the original question: Is AppleCare worth the price? I don’t think so, if you can be disciplined enough to set money aside to pay for future repairs if they are needed.How is AppleCare+ different from the warranty Apple products come with?ĪppleCare is Apple’s term for its warranty programs. Instead of purchasing AppleCare, self-insure your devices with your own money. Over time, you’ll build up enough to replace any broken device you might have. When you buy another Apple hardware device, do the same thing. Statistically, you won’t need it, and you’ll get to keep the money. If you end up needing to have a screen replaced, you’ll have a good portion of it saved. If you are the type of person who always buys AppleCare, start by not buying it, but instead put the purchase price in a separate savings account (or use Wealthfront’s cash account). You’re betting you’ll need it, and Apple is betting you won’t. It’s enough to nearly buy an iPhone Pro, an iPad Air, and still have a little money left over. To add it all up, based on my assumptions, you will be spending $1,944 on AppleCare over the next decade. If you bought three of them, you’d be spending $207 ($69 per iPad). For the iPad, I am assuming the $329 iPad. If you bought three over the next decade, you would spend $237 ($79 per Apple Watch). For Apple Watch, I’ll assume the $399 model. On the Mac, I’ll assume a MacBook Air purchase.Īt the $249 rate, you will spend $500 over the next decade on AppleCare for your Mac.
#How to buy applecare for imac pro
If you bought five iPhone Pro Max style devices with the lowest tier, you would be spending $1,000 on AppleCare for your iPhone over the next 10 years.
For the sake of conversation, I’m going to do the same based on the price of AppleCare starting today. Let’s say that over the next 10 years, you buy five iPhones, two laptops, three Apple Watches, and three iPads. The same logic can be applied to your personal purchases as well. What damage rates are you seeing? Let us know in the comments below. If that isn’t an option due to how you are funded (grant money, etc.), you’d be better off purchasing extra devices to deploy as replacements instead of buying AppleCare+. If you don’t, then you have saved the money. If you end up needing it, you’ll have it in the budget. Instead of buying AppleCare+ at $79,000, add $25,000 to your annual budget as a repair contingency. When other schools ask my advice on AppleCare+, I tell them they are better off self-insuring against repairs. In 2018, I looked at the value of AppleCare for enterprise users. Especially as Apple switches to a monthly payment model, it’s going to look even better on their balance sheet.
#How to buy applecare for imac free
Apple only sells AppleCare because people will buy it, and it’s virtually free money for them. Here’s why I don’t buy AppleCare: Statistically, you won’t need it. If you need to save for retirement, set up a kid’s college fund, or general investing, I cannot recommend them enough. (Side note: I love Wealthfront for investing. I use the savings of the term policy over the whole life and invest in Roth IRAs, mutual funds, and I also have a 403(b) at work. My kids will be out of the house when my term policy expires, and my wife can live off my retirement portfolio if something happened to me. I view insurance as something I need when a catastrophe happens.Ī lot of people question why I do term life insurance over whole life. I have health insurance, car insurance, and term life insurance. Personally, I’m not one to carry a lot of extra insurance.
#How to buy applecare for imac mac
It started with the 2004 PowerBook G4, then 2008 MacBook, iPhone 3G, iPhone 4, iPhone 5, iPhone 6, iPhone 6s Plus, iPhone X, multiple other Mac laptops, and numerous iPads. Over the years, I’ve owned many Apple devices. I’ve never bought AppleCare on a device, and I’ve never regretted it.
#How to buy applecare for imac upgrade
Thanks to the iPhone Upgrade Program and leasing through cellular carriers, it’s gotten a lot easier to always carry the latest iPhone. While people generally buy Macs and iPads when they are falling apart, a lot of people love to buy the latest iPhone every other year, if not every year. Is AppleCare worth the price? Is AppleCare good value? These are questions I get asked a lot this time of year.
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